350 10th Avenue Suite 1450 San Diego, CA 92101
Fax: (619) 593-2176

Catalytic™ Risk Managers is one of the leading underwriters of property catastrophe insurance products in the United States. Specializing in commercial Builders Risk, Earthquake, Terrorism, Wind and All Perils and residential Earthquake insurance.  Today, we can offer per risk limits for Earthquake of up to $125 Million and up to $100 Million for Wind risks, making Catalytic one of the top capacity providers in the marketplace.

Catalytic was formed in 2013 and has since grown into one of the most sophisticated and respected property catastrophe underwriters in the marketplace today.

By combining two established property catastrophe underwriting businesses, Catalytic has been able to quickly leverage the experience and industry reputation of its expanded management and underwriting team from day one.


Catalytic has built on the long term capacity partnerships established by Western RE at Lloyd’s of London and in the domestic U.S. marketplace by Align to deliver a powerful combination of product and service capabilities to its wholesale broker partners. Our team draws on its wealth of underwriting and modeling expertise to develop well-underwritten, optimized portfolios of wind and earthquake DIC risks for its valued partners.

Our multi-carrier capacity model allows Catalytic to optimally utilize capacity and manage PML in a property catastrophe portfolio in order to meet the specific return scenarios of our carrier partners. By leveraging this “controlled tower” approach to offering more significant risk limit means that we are one of very few industry providers that delivers a single point-of-service proposition for wholesale brokerage customers seeking to efficiently control entire risk placements with one partner. In a rapidly changing insurance marketplace, Catalytic is an established and stable provider of significant capacity to the wholesale brokerage community. We are committed to flawless business process, leveraging sophisticated data analytics for the benefit of our carriers and brokers and to delivering a customer service standard that is the definition of “best-in-class” for the industry.

Catalytic Risk Managers is a member of the DUAL North America, Inc. group of companies. DUAL North America is one of the largest independent underwriting organizations in the United States and is dedicated to providing underwriting excellence to broker and carrier partners. With 25+ programs across Casualty, Commercial Property, Financial, and Personal Property products underwritten through several specialized subsidiaries, DUAL offers one of the most diverse selections of specialty insurance products. Learn more at