Catalytic Risk Managers, headquartered in San Diego, CA, is an underwriting company at its core. Catalytic was formed by the owners/operators of Align Financial Holdings (

The name “Align” was chosen because of managements’ fundamental belief that the interests of the parties in an insurance transaction must be “aligned” if there is to be a mutually profitable and sustainable business relationship. Catalytics’ management shares this core value of “alignment” between partners as part of its principles. 

The name “Catalytic” stems from the “Analytic” qualities necessary to manage a catastrophe business and desire to be a “Catalyst” in the market. In effect Catalytic provides demonstrable analytics to change the market, while keeping the foundation of being an “Underwriter first.”

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