Wind and All Perils

Catalytic Risk Managers offers “Windstorm Only” and “Property All Risk” products on a non-admitted basis along with Earthquake and Flood coverage to commercial property owners in Florida and the coastal regions of the Gulf, Carolinas, Mid-Atlantic and the Northeastern seaboard. In addition, Catalytic offers several additional products, including “Windstorm Deductible Buybacks” and Windstorm coverage for “Named Storm Only” and “Hurricane Only.”

We work exclusively with regional or national wholesale brokers employing a conservative, but opportunistic risk selection strategy to provide coverage on:

  • Buildings
  • Business Personal Property
  • Tenant Improvements and Betterments
  • Business Income, Rental Value and Extra Expense
  • Rental Value
  • Additional Scheduled Property (signs, fences, pools, etc.)
  • Ordinance or Law, Mold Clean-Up and Removal and TRIA coverage is written on an optional basis
  • Equipment Breakdown
  • Coastal flood including SHFA’s; zones A and V; written in conjunction with windstorm and/or all peril. Inland flood not targeted.

Targets include:

  • Per risk capacity up to $100M
  • Ground Up, Primary, Excess and Quota Share accounts
  • Target middle market accounts with TIV’s less than $500,000,000
  • Commercial Habitational including Apartments and Condominiums
  • Office Buildings & Real Estate
  • Hotels & Motels
  • Retail
  • Hospital & Healthcare
  • Restaurants
  • Public Entity; including Government, Municipal and School Boards
  • Light Manufacturing
For more information on our Wind product:

Please contact Sam Ramsey at or (303) 551-1549.

E-mail submissions to:

(Submissions can be cleared no earlier than 90 days prior to effective date.)