CATALYTIC PRODUCTS

Residential Earthquake

“OPTIMUM” RESIDENTIAL EARTHQUAKE INSURANCE PROGRAM
COVERAGE SUMMARY

The maximum policy limit available for a single covered event across all coverages is $5 million.

DWELLING COVERAGELIMITS
Dwelling on the residence premises Up to $5 million
Masonry veneer & chimneys Included
Building ordinance or law coverage 10% of Dwelling Limit Included
Walkways, driveways, and patios necessary
for regular entry or exit to dwelling
Included
Bulkheads, piers and retaining walls integral
to the dwelling
Included
OPTIONAL COVERAGESLIMITS
OTHER STRUCTURES Up to 50% of Dwelling Limit
Swimming pools $50,000 Included
Retaining walls, fences, etc. Included
Walkways, driveways, patios Included
Gazebos, sheds, etc. Included
 
PERSONAL PROPERTY: Up to 50% of Dwelling Limit
Glassware, crystal, china, porcelain, etc. $25,000 sub-limit included
Jewelry, watches, etc. $25,000 sub-limit included
Fine arts $10,000 sub-limit included
Computer equipment Included
Silverware Included
 
LOSS OF USE: Up to 50% of Dwelling Limit
$10,000 Included for Dwellings
LOSS ASSESSMENT: $5,000 included for Condominiums
(Additional Limits Available)
 
2.5%, 5%, 7.5%, 10%, 12.5%, 15%,
DEDUCTIBLES: 25% options (applies to each
purchased coverage separately).
 
OCCURRENCE PERIOD: 7 days - 168 hours
ELIGIBILITY
Dwelling Type Single Family Dwellings, Multi-Family Dwellings (up to 4 units)
& Condominiums (Rental properties acceptable)
Dwelling Construction Wood frame, steel frame, wood/steel combination, with stucco
and masonry veneer, reinforced masonry
Dwelling Age 1937 and newer
Foundation Slab, basement, cripple wall, raised wall and concrete
perimeter foundations
Retrofitting Not required - discounts for retrofitted dwellings built prior to1973
Dwelling Height No height restrictions
Geographic Restrictions California Only.
INELIGIBLE RISKS
Dwelling Type Multi-Family Dwellings with more than 4 units
Dwelling Construction Unreinforced masonry, tuck-under parking, modular/ mobile homes, structures
on stilts or pilings, historic buildings, unbolted foundations and structures on
soft soils (determined by POS platform).
PAYMENT PLANS, FEES & PRODUCER COMMISSIONS
  • Direct Bill with Flexible Pay Plan Options: Paid-in-Full, Semi-Annual, Quarterly, 6-Pay & 10-Pay
  • $50 Policy Fee, $6 Installment Fee & $25 Cancellation Fee
  • All major credit cards accepted
GET A QUOTE
GET APPOINTED TODAY!

To get an appointment to write our new Optimum Residential Earthquake Program, go to CatalyticRisk.com/Appointments, e-mail us at Info@catalyticrisk.com or call us at (619) 659-7166.

For more information on our Residential Earthquake product:

Please contact Rick Becker at rbecker@streamlign.com or (619) 452-0512.