Products

Wind/AOP

Catalytic Risk Managers offers "Wind/Hail Only" and "Property All Risk" products on a non-admitted basis along with Earthquake and Flood coverage to commercial property owners in Florida and the coastal regions of the Gulf, Carolinas, Mid-Atlantic and the Eastern Seaboard. In addition, Catalytic offers several additional products, including "Wind/Hail Deductible Buybacks" and Wind/Hail coverage for "Named Storm Only" and "Hurricane Only."

We work exclusively with regional or national wholesale brokers employing a conservative, but opportunistic risk selection strategy to provide coverage on:

  • Buildings
  • Business Personal Property
  • Tenant Improvements and Betterments
  • Business Income
  • Rental Value
  • Additional Property
  • Ordinance or Law, Mold Clean-Up and Removal and TRIA coverage is written on an optional basis
  • Equipment Breakdown
  • Coastal Flood including SHFA’s; zones A and V; written in conjunction with wind and/or all peril. Inland waterway or zone exposure flood not targeted


Targets include:

  • Per risk capacity up to $100M
  • Ground Up, Primary, Excess and Quota Share accounts
  • Target middle market accounts with TIV’s less than $500,000,000 (larger accounts can be considered)
  • Commercial Habitational including Apartments and Condominiums
  • Office Buildings & Real Estate
  • Hotels & Motels
  • Retail
  • Hospital & Healthcare
  • Restaurants
  • Public Entity; including Government, Municipal and School Boards
  • Light Manufacturing


Submissions can be cleared no earlier than 90 days prior to effective date.  E-mail submissions to: Clearance@catalyticrisk.com